Let To Buy Mortgages

Let To Buy is another mortgage product available to customers which offers an alternative to the popular “Buy To Let” option.
A let to buy mortgage allows you to borrow money to buy a new home to move into, while your existing home is let out to tenants.
The new mortgage lender will calculate the maximum that they are prepared to lend you and not take your existing mortgage into consideration as a commitment as long as the rent covers the existing mortgage payment.
A deposit maybe required for the new mortgage however this maybe released from the existing property by remortgaging or a secured loan.

Personal Touch Mortgages can provide tailored mortgage advice for your individual requirements. Speak to one of our mortgage advisors today.

Real Estate Sign - For Rent on White background. 2D artwork. Computer design.

Let to Buy Mortgages have various Pros and Cons

” Alan has helped us over the years sorting out two buy to let mortgages, life insurance and house insurances. He keeps in regular contact and it is always good to hear from him when our current deal is almost expired, because he is on hand to take you onto the next “best deal”, and we find it really reassuring that someone is keeping an eye on our finances for us. Alan is knowledgeable and trustworthy and there is never any “hard sell”, just good honest advice, and we would highly recommend his services to anyone.”
– Mr & Mrs Fuller (see more reviews here)

The rules are different from Buy To Let as you may be able to borrow a higher proportion of the property value. This means you may need a smaller deposit or if you have plenty of equity in your current property possibly no deposit at all.

We will help you with your solicitor, estate agent, surveyor, mortgage lender…….in short, we will be with you EVERY STEP OF THE WAY


We normally charge a fee for mortgage advice. The amount will depend on your circumstances. A typical fee would be £99 payable upon application and further £300 payable only on completion of mortgage.

Some of the products/services shown above are not or may not be regulated by the Financial Conduct Authority.